Best iOS Finance Management Apps Of 2022

The device in your pocket is a powerhouse. Not only can it suggest activities for an evening out, help you plan meals, and even structure a workout routine for you, but it can also help you with your financial planning. Money is an area in which many of us struggle, but thanks to your iPhone, it doesn’t have to be hard. The iPhone has one of the best curated app markets in tech, so you should be taking advantage of it to help you with your money. Here are the best iOS finance management apps of 2022.


You’ll need to pay 99p a month if you want to take full advantage of Moneyhub, but the fee is well worth it. A clean user interface helps you to keep track of all of your spending and bills; you can use Moneyhub to help you track personal loans and quick loans alike, for example, letting you see when repayments are due and helping you to make them on time. You’ll get the first six months free with Moneyhub, too, making it well worth a look even if you’re not sure.


As Emma’s iOS page states, it’s all about helping you to cut back on wasteful spending. It does this by gathering all of your accounts in a single place and showing you places where you could improve your spending; for example, it shows you subscriptions on which it thinks you’re wasting money, which is one of the major causes of financial drain for many people. If you’re worried you’re spending in places you can’t see, Emma is the app for you.

Starling Bank

Starling Bank is perhaps a slightly unusual budgeting app. It’s not really a budgeting tool; rather, it’s an entire banking system with a budgeting tool attached. Happily, though, Starling Bank’s budgeting system is pretty solid. It’ll show you real-time updates for your spending, notifications on your payments, and spending insights to help you understand where you could be saving money. You can also tell Starling Bank to round up your payments and add the difference to a savings account.

See also  The Best Smartphones For Any Budget


Rather than simply allowing you to create a budget (although Snoop does that too), this app is focused on helping you to spot clever and unique ways to save your money. These tips – which the app calls “snoops”, hence the name – range from better spending options in shops and restaurants all the way through to subscriptions with slashed rates. These can seriously help you to make savings, though, so you’re not sacrificing anything with that change in functionality.


If you download Plum, you’ll find a real all-singing all-dancing app. Not only does it help you to figure out your spending, but it has a built-in AI routine to supercharge its ability to do that. Plum will calculate how much you’re able to save within a few days, then it will send that amount to a savings account (with your permission, of course). Given that nowhere near enough of us have savings, this is a real blessing, and a good reason to plump for a Plum subscription in and of itself.

Money Dashboard

You’ve almost certainly heard of Money Dashboard before. It’s one of the most famous UK budgeting apps on iOS, and for good reason; it’s a clean, intuitive, and well-crafted app that will help you save money. It offers all the same features as many of its competitors, namely bank account integration, purchase categories, and more, but Money Dashboard’s secret weapon is that it’s also available as a web app, so you can check up on your finances while you’re on your laptop or PC as well.

See also  When Was Sega’s Final Home Console In The 90s?


Honeydue is a budgeting app with a difference. Rather than aiming to help individuals with their finances, this is an app created with couples in mind; it helps couples or housemates to figure out how to make savings and improve their finances together. Money is one of the main reasons couples argue, and Honeydue’s account integration, bill coordination, and built-in chat window mean that it’s dedicated to helping you and your partner manage your finances better together.


Chip is what you think of when you imagine a classic budget management app on iOS. Just like with other apps, it has a clean interface that will help you to better understand your finances, and it can also automatically allocate leftover money into a savings account, allowing you to get on with other, more important things. Rather impressively, Chip can also negotiate with banks and financial institutions on your part in order to get you better rates on your accounts.


The major selling point of Quirk is that it supposedly tailors its advice to your own unique financial character. We’re not entirely sure it fulfils that remit, but it’s still an excellent app in and of itself, so we’re including it on this list. When you boot up Quirk, you’ll be asked to fill in a survey detailing your personality and your unique spending habits, with Quirk then making tailored recommendations based on the information you give it in the survey.


Moneybox isn’t particularly interested in competing with other budget apps for features. It zooms in on investment, urging you to put your money into a variety of different savings accounts. These include general investment, a lifetime ISA, and various other types of account. You can round up payments and put the difference into a savings account, so you won’t notice your savings accrue, but they’ll be building up in the background.

Previous Post

Is Secret Oath Ready For The Preakness?

Next Post

What Are The Best Button Shy Games?

Related Posts